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Patricia McCoy - Scholarship

Books

• Financial Modernization After Gramm-Leach-Bliley (Patricia A. McCoy ed., Lexis 2002).
• Banking Law Manual: Federal Regulation of Financial Holding Companies, Banks and Thrifts (Lexis 2d ed. 2000 & cumulative supplements).
• Editor for 1996-2000 Releases for Barry Stuart Zisman, Banks and Thrifts: Government Enforcement and Receivership (Lexis 1991).

Book Chapters

• The Moral Hazard Implications of Deposit Insurance: Theory and Evidence, in 5 Current Developments in Monetary and Financial Law (International Monetary Fund, forthcoming 2008)
• From Credit Denial To Predatory Lending: The Challenge Of Sustaining Minority Homeownership, in Segregation: The Rising Costs for America (James H. Carr & Nandinee Kutty, eds., Routledge, 2008) (with Kathleen C. Engel).
• Predatory Lending and Community Development at Loggerheads, in Financing Low-Income Communities (Julia Rubin, ed., Russell Sage Foundation, 2007) (with Kathleen C. Engel).
• Predatory Lending Practices: Definition and Behavioral Implications, in Predatory Lending: Why the Poor Pay More for Financial Services (Greenwood Press 2004, Gregory Squires ed.).
• The Law and Economics of Remedies for Predatory Lending, in Federal Reserve System, Changing Financial Markets & Community Development 155 (2001) (with Kathleen C. Engel).
• Contributor, American National Biography (Oxford University Press 1999) (biography of former SEC chairman William Cary).
• Special Factors Making Small Post-Socialist Economies Susceptible to Bank System Risk, in Global Trends and Changes in East European Banking 171 (Ewa Miklaszewska ed., 1998) (with Catherine D. Toth).
• Emerging Theories of Liability for Outside Counsel and Independent Outside Auditors of Financial Institutions, in Emerging Issues in the "New" Business of Banking (Practising Law Institute 1992).

Journal Articles

• State and Local Anti-Predatory Lending Laws: The Effect of Legal Enforcement Mechanisms , 60 J. Econ. & Bus . 47-66 (2008) (with Raphael Bostic, Kathleen C. Engel, Anthony Pennington-Cross and Susan Wachter).
• Rethinking Disclosure in a World of Risk-Based Pricing , 44 Harv. J. Legis. 123 (2007)
• Turning a Blind Eye: Wall Street Finance Of Predatory Lending, 75 Fordham L. Rev. 2093 (2007)
• The Home Mortgage Disclosure Act: A Synopsis and Recent Legislative History, 29 J. Real Estate Research 381-397(2007).
• A Behavioral Analysis of Predatory Lending, 38 Akron L. Rev. 725 (2005)
• Predatory Lending: What Does Wall Street Have to Do with It?, 15 Housing Pol'y Debate 715 (2004) (with Kathleen C. Engel).
• Special Issue on Market Failures and Predatory Lending, 15 Housing Pol'y Debate (2004) (Symposium Guest Editor P. McCoy).
• A Tale of Three Markets Revisited, 82 Tex. L. Rev. 439 (Dec. 2003) (with Kathleen C. Engel).
• Realigning Auditors' Incentives, 35 Conn. L. Rev. 989 (2003).
• A Tale of Three Markets: The Law and Economics of Predatory Lending, 80 Tex. L. Rev. 1255 (2002) (with Kathleen C. Engel).
• The CRA Implications of Predatory Lending, 29 Fordham Urb. L.J. 1571 (2002) (with Kathleen C. Engel).
• Musings on the Seeming Inevitability of Global Convergence in the Regulation of Banking Law, 7 Conn. Ins. L.J. 433 (2000-2001).
• Technology Shifts and the Law: Year 2000 Readiness for Banks and Thrifts, 19 Ann. Rev. Banking L. 153 (2000).
• Year 2000 Readiness for Banks and Thrifts (Matthew Bender 2000).
• The Demise of the Common-Law Doctrine in D'Oench, Duhme (Matthew Bender 1998).
• Levers of Law Reform: Public Goods and Russian Banking, 30 Cornell Int'l L.J. 45 (1997).
• A Political Economy of the Business Judgment Rule in Banking: Implications for Corporate Law, 47 Case W. Res. L. Rev. 1 (1996).
• The Notional Business Judgment Rule In Banking, 44 Cath. U.L. Rev. 1031 (1995).
• Co-author with John Pearson, Footprints of a Just Man: The Case Law of Judge Robert S. Vance, 42 Ala. L. Rev. 987 (1991).

News & Other Articles

• Mortgage rate disparities hurt borrowers, communities, Cleveland Plain Dealer (Sept. 29, 2006) (co-author with Kathleen Engel)

Reviews

• Review, International Banking by Michael P. Malloy, 12 The Transnat'l Lawyer 129 (1999).